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详细信息
婚姻法新解释促女性转变理财观
发布日期:2013/9/25  点击:1245次

《HUNYINFA》SIFAXINJIESHI:HUNQIANGERENANJIEMAIFANG,LIHUNSHIGUIGEREN。HUNHOUYIFANGFUMUCHUZIWEIZINVGOUMAIBUDONGCHAN,QIECHANQUANDENGJIZAIZIJIZINVMINGXIADE,YINGRENDINGWEIFUQIYIFANGDEGERENCAICHANDENG。ZHEIYIXILIESHEJIFANGCHANDEJIESHIYINQIBUFENNVXINGDEBUPINGHEKONGHUANG,RENWEIZHIYOUZAIFANGCHANZHENGSHANGXIESHANGSHUANGFANGDEMINGZI,HUNYINCAISUANCHILEDINGXINWAN;DANYEYOUBUSHAOLIXINGDENVXINGRENWEI: 《HUNYINFA》SIFAXINJIESHIJIANGDUNCUYUELAIYUEDUODENVXINGZILIZIQIANG。

  《HUNYINFA》SIFAXINJIESHILIYANBIYAN,JIANRENJIANZHI,DAN 《HUNYINFA》SIFAXINJIESHIQUEKENENGCUSHINANNVSHUANGFANGDIAOZHENGLICAILINIANHECELVE。JIANYUMUQIANDADUOSHUHUNFANGDEGOUMAIZHULIHECHUZIDATOUSHINANFANG,YINCIBENWENJIANGWEIRAONVXINGDELICAICELVEERZUOWENZHANG。

  自我保护没有错

  《婚姻法》司法新解释出台后,社会上莫衷一是,有些舆论认为是将夫妻关系变成了合伙人关系,将婚姻变成了股份制公司。其实,婚姻既讲究志趣相投,又是柴米油盐。英国著名的里雷特婚姻咨询公司调查发现:夫妻之间的吵架拌嘴60%是因为钱;美国的婚姻专家们也发现,有50%的离婚案例是因为钱。在我国虽然没有这方面的具体统计,但2011年一季度全国民政事业统计数据显示,离婚率达14.6%,平均每天有5000多个家庭解体。我国离婚率连续7年递增,其中北京、上海及深圳位列离婚率前三甲。可以想见的是,绝大多数离婚家庭分割财产时会涉及房产,北京市律师协会律师古晓丹在接受央视采访时透露:代理的离婚案件里,有关房产的比例占到了90%以上。

  SUIRANJIEHUNSHIXIANGDESHIBAITOUXIELAO,DANYINWEIZHONGZHONGYUANYIN,FENDAOYANGBIAOYEDAYOURENZAI。JIRANHUNYINYOUCHENGGONGYOUSHIBAI,NEIMEZIWOBAOHUYISHIJIUWUKEHOUFEI。ZAIFANGJIADENGYUTIANJIADEJINTIAN,WULUNJIEHUNHAISHILIHUN,WULUNZHUGUANSHIFOUKAOLV,DOURAOBUGUOFANGCHANZHEIYIKUAI。ZHENGYINWEIRUCI, 《HUNYINFA》SIFAXINJIESHIYEKENENGCUSHINVXINGDUILICAIJINXINGXINDESIKAO:

  要不要单独买房?

  JIRANPOJIAMAIFANGMEIZIJIDEFEN,SHIBUSHIYIXIANZUFANG?

  JIRANQIURENBURUQIUJI,NEINVXINGYINGGAIZENYANGLICAI?

  有条件就买房

  在上海,以往对于生男生女有一个比喻:男孩是建设银行,女孩是招商银行。意思是生男孩父母要买房,而生女孩则无买房压力。但现在,《婚姻法》司法新解释则可能促使生女孩的人家也变身为建设银行。 《扬子晚报》微博调查显示,八成丈母娘表示愿给女儿买房 “护嫁”。

  YOUTIAOJIANJIUZAIHUNQIANMAIFANG,DUINVXINGERYAN,YINGGAISHIZHENGQUEDETOUZIXUANZE。 2006NIANZAIFANGSHIDIMISHI,CANJIAGONGZUOJIN3NIANDEQINXIAOJIEZAIFUMUZIZHUXIA,HUA165WANYUANGOUMAILEXUHUIQUYIGEJINGZHUANGXIUBINJIANGLOUPANDESANFANGLIANGTING,RUJINZHEITAOFANGCHANDESHICHANGJIAYICHAOGUO 500WANYUAN,MEIYUEZUJIN 7000YUAN。2007NIAN,QINXIAOJIEYOUYIZONGJIA45WANYUANMAIXIALEXINZHUANGDITIEZHANNANGUANGCHANGYIGEJIUDIANSHIGONGYU,MEIYUEZUJIN4500YUAN。ZHEILIANGTAOFANGHAIDAIHOUMEIYUEJIQINXIAOJIEJINGZHENGZUJIN8500YUAN,DENGYUDUOYIGERENBANGQINXIAOJIEZHENGGONGZI。QUNIANQINXIAOJIEJIEHUNLE,HEZHANGFUYOUGOUMAILEYITAOFANGCHAN,SHOUFUKUANZHONG,QINXIAOJIECHUZI50%。ZHIYUHAIDAITABINGBUDANXIN,ZIGOUDELIANGTAOFANGCHANZUJINSHOURUHAIDAICHUOCHUOYOUYU。

  CONGQINXIAOJIEDEMAIFANGTOUZILUKEJIAN,RUGUOYOUTIAOJIANDEHUA,NVXINGZAIHUNQIANMAIFANGYOUJIDAHAOCHU:

  一是积累资产。秦小姐如果将买房的钱投入股市,在2007年牛市时也能赚个盆满钵溢,但是按照大多数人的性格是很难做到见好就收的,所以在2008年熊市时,很多人又把赚的钱还给了股市,有的甚至不赚反亏。秦小姐自认为不会比大多数人聪明,如果投资股市,大概也是这种结果。看看周围,有多少人买股票最后是发财的?但只要买了房子的,几乎百分百赚。

  ERSHIKANGTONGZHANG。QINXIAOJIEZHIJINJIDEGAOZHONGZHENGZHIJIAOKESHUDOUXIEZHE: “YOUYUTUDIDEXIQUEXING,FANGCHANSHICHANGCONGZHANGQIKAN,HAIHUIWEICHISHENGSHI。RUGUOZIBENDADEHUA,KEYITOUZIFANGDICHAN。”ZAIQUANQIUTONGZHANGYUQIXIA,GOUMAILIHUIJIJUXIAJIANG。ERFANGCHANZUOWEIBUDONGCHAN,ZHANGQIYILAISHIDIYUTONGZHANGDEGONGJU,YINCIYOUNENGLIHAISHIYINGMAIFANG。

  DISAN,DUIYUNVXINGERYAN,YOUZIJIDEFANGCHAN,DUIHUNYINWUYISHIDUOYIDAOBAOXIANDAI,HUNNEIKEYIYONGZUJINTIEBUHUNHOUJIAYONG,HUOSHIZIRUNZIJIDESHENGHUO,WANYILIHUNYEBUDANXINWUCHUKEQU。

  无房先租房

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  WANGXIAOJIEJIAZHUPUDONGSANLINLIANGSHIHUDELAOSHIGONGFANG,JIALEGEXINSHANGHAIREN,FUJIATIAOJIANBUFUYU,XIAOLIANGKOUMEIYUESHOURUHEJI13000YUAN,MEIYUEJIAONAGONGJIJINHEJI3000YUAN。BANWANXIYANHOU,ZISHENJIXUJIASHANGPEIJIAKUANHEHUNYANLIJINZONGGONG20WANYUAN,ZHEIBIQIANRUGUOMAITAOYIFANGYITING,HAIBUGOUFUSHOUFUDE。ZAIXIANGXIANGMAIFANGHOUMEIYUEHAIDAISHUQIANYUAN,YALITAIDA。YUSHIWANGXIAOJIEFUFUXUANZELEZUFANG,FANGZISHIJIANZAOJIN2NIANDECIXINFANG,YIFANGYITINGMEIYUEZUJIN3500YUAN。

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  JINNIANNIANCHU,WANGXIAOJIEJIANGJIEHUNJIEYUDE20WANYUANMAILEHUANGJIN,JIEGUOGANSHANGZHEIBOHUANGJINFENGZHANG,ZHUANDEXIAOLIANGKOULEHEHEDE。 WANGXIAOJIEFUFUDASUAN5NIANHOUZAIKAOLVMAIFANG。TARENWEI,ZHEI5NIANDEZUFANGKEYISHITAMENXIAOLIANGKOUJIBARIZIGUODEYOUPINZHI,YOUNENGJILEICAIFU “DIYITONGJIN”,JIESHIZAIMAIFANG,WANWANQUANQUANDEHUNHOUCAICHAN,XINLIBUYAOTAIDUDING。

  理财应趁早

  老话说 “结婚是女人第二次投胎”,其中很大一个因素是 “嫁汉嫁汉穿衣吃饭”,不少女性也认为 “干得好不如嫁得好”,指望找个有房有车薪资高的郎君、婚后做全职太太。但如今 《婚姻法》司法新解释却让更多的女性明白:求人不如求己,女性要获得幸福的婚姻生活,除练好眼力,找到价值观和自己相似、人品高尚的另一半外,还应该练好本领,在职场上证明自己的能力,同时学会理财。

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